Pay As You Go (PAYGO) is a premium payment method for our workers' compensation and contractors' general liability programs that allows for no down payment to bind coverage. The insured improves cash flow by paying their premium based upon their actual payroll figures for each pay period. PAYGO results in a true premium payment during the policy period, therefore reducing or eliminating audit discrepancies at policy expiration.

To be eligible for the PAYGO program, the insured must have their payroll processed by an approved Payroll Service Bureau, Administrative Services Organization (ASO) or a Professional Employer Organization (PEO).

Worker's Compensation	Paygo General Liability
Available in Most States	Available to 40+ Artisan Class Codes
Written through more than 8 Carriers	Offered in 48 States
No Down Payment	No Down Payment
Avoid Audit Discrepancies	Avoid Audit Discrepancies
Streamlined Payment Process	Written on an Admitted Basis in Most States
Very Competitive Rates	Eligible Classes Include
Wide Range of Eligible Classes	Roofing Contractors
Most Construction class codes	Concrete Construction
Machine Shops	Drywall Contractors
Manufacturers	Debris Removal
Main Street Marcantile	HVAC Service & Install
Temporary Staffing Firms	Landscaping
Many More Classes Available	And Many More

Contact:

Program Manager
John Valko
(330) 840-9580    
john.valko@appund.com