Personal Lines


Appalachian Underwriter’s Reliance Risk Solutions team has created a new, exclusive program for clients requiring mono-line coverage for their valuable items.

Contact: 865-481-2655


Documentation: Product Highlight Document (PDF)


  • In-house authority for $5M TIV for any single policy
  • Scheduled or Blanket limits for almost any class of valuable item
  •   o Agreed value loss settlement for scheduled items
      o Market value loss settlement for blanket
  • Worldwide coverage territory is standard
  • Appraisals required only on scheduled items with a value of $25k or greater
  • Enhancements afforded on this program for no additional premium include cover for defective title, fakes and forgeries
  • Agency billed, 15% commission for new business

To obtain an indication in less than five minutes, please call 865-481-2655 with the following information:

  1. Named Insured
  2. Date of Birth
  3. Occupation
  4. Mailing Address
  5. Risk Address
  6. Three year loss activity
  7. Limits of insurance requested by class of valuable article

You can also e-mail with this same information and receive terms back within eight business hours.

To bind the indication provided, please provide the following:

  1. Indication provided by AUI
  2. Signed and completed ACORD 81
  3. Color appraisals or receipts no less than three years old (if scheduled item has a value of $25k or greater)
  4. State due diligence form