Offer your customers protection beyond the standard coverage offered by most other carriers.

Appalachian Underwriters, Inc. is pleased to announce an expanded relationship with National General Insurance Co. We are their first national MGA to market their homeowner’s product suite in your State. Call and get a quote today and see for yourself the exceptional coverages and competitive rates they offer. Our team has generous in-house authority levels and can quote, bind and issue a policy in minutes for HO3, HO4 and HO6 policy types.

Risk Eligibility (property coverage presently available in CA, CT, IL, NJ, NY)

  • Coverage A Varies by State, but starts as low as $150,000 for the OneChoice product, up to $5,000,000 on the Premier Product
  • One Choice Homeowners Product Min Coverage A..
    • $75,000 in CA
    • $150, 000 up-state NY
    • $175,000 in CT & NJ
    • $300,000 down-state NY ( Rockland, Putnam, Westchester, NY City, Nassau, & Suffolk Counties)
  • Premier product Min Coverage A is $750,000 in NY and NJ, $1MM in CA, CT, & IL
  • For Condo & Renters, Minimum coverage C.
    • Renters is $30,000 in CA, CT, NJ, & Upstate NY
    • Condo & Renters is $50,000 down-state NY (Rockland, Putnam, Westchester, NY City, Nassau, & Suffolk Counties)
    • Premier Condo & Renters Product is $100,000 in CA, CT, NJ, & NY
  • One to four family, owner-occupied homes
  • No more than one loss in three years or two losses in five years

Optional Coverage Enhancements

  • Guaranteed Replacement Cost Dwelling
  • Identity Theft Expenses — $25,000 Coverage
  • Water Backup — Up to Coverage A and Coverage C limits
  • Building Ordinance or Law — Up to Coverage A limit
  • Loss Assessment — $100,000 limit
  • Liability Limits — Up to $1 million
  • Personal Injury — Up to Coverage E limit
  • Watercraft — 26ft. or less with a max speed of 50mph
  • Equipment Breakdown Coverage (optional) — Covers property under Coverage A, B and C. $250 deductible with $50,000 limit
  • Green Upgrades — Option to purchase up to $50,000 of coverage to rebuild dwelling with environmentally friendly material

Phone Quote, Email, or Fax us your Applications

  • Phone Quote: 865-481-2655
  • Email Submission:
  • Fax Submission: 888-220-1632