Personal Lines


Coverage for your Watercraft has never been easier. We offer coverage for yachts and boats of all sizes, from the smallest to the largest. Appalachian Underwriters understands the importance of Watercraft protection, featuring premier carriers to meet the specialized needs of boat owners.

Carrier:ACE-INAMAR, American Modern, Markel and Concepts

  • ACE-INAMAR - Instant Quote, Not Available in FL
  • American Modern- Full Direct Access Program to Quote Coastal, Issue and Service Out of Your Office
  • NEW!!! Markel - Telephone quote available for virtually any type of watercraft.
  • Concepts - Yacht Class Offering / Complete and Submit Forms and Applications to

Contact: 865-481-2655 (ACE, Concepts and Markel), 1-888-376-9633, ext 2026 for (American Modern)


  • Coverage for Up to $5 Million in Liability Limits
  • No Maximum Hull Value
  • Navigation to Bahamas Acceptable
  • Full Windstorm Coverage Available in Caribbean and FL
  • Yacht Class - Designed for Watercraft 27+ Feet
  • Boatsman Products for Watercraft Under 27 Feet
  • Coverage for Vessels Chartered for Private or Pleasure
  • High Performance Boats with Speeds of 60 Mph or Greater
  • Individuals and LLCs Acceptable