Personal Lines Launch Homeowners Rater

XpressHomeowners.com Online Quoting and Rating System

Appalachian is pleased to announce our next generation “Xpress” Quote and Issuance Platform for complicated residential property insurance needs throughout the Midwest, Southeast and coastal areas of the US. This new program is 100% backed by Lloyd’s of London, through ICAT & Liberty Mutual Insurance Europe Limited syndicates and offered exclusively by AUI. We are aggressively adding new products and carriers to make this the most efficient and broad offering available in the marketplace.

State Availability:

  • Serving - Tier 2 & Inland Territories in AL, AR, GA, IL, MO, MS, NC, SC, TN & TX (Liberty)
  • Serving - Tier 1 Coastal Territories in AL, TX, and State of FL (Monroe county is excluded) (ICAT)

Online Rating and Quoting:

  • Quote Indication in Minutes: Submit Online to Underwriter for Bindable Terms
  • Faster Turnaround (in by 2 and out by 5 Same Day for Binds)
  • Commission is 12% for New Business and Renewal - seeking rollover opportunities @ 15%
  • Ability to issue Binder to afford 30 days to collect and submit money, no minimum earned premiums on binder

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Contact: 1-888-376-9633 ext 2048

Highlights:

    Tier 2 & Inland Territories
    Guidelines
    How to Quote
    How to Request Reservation

  • Coverage A from $100k to $4MM TIV
  • Primary, Secondary & Seasonal (as HO3), and Vacancy allowed (No Rental Exposures)
  • AOP & Wind/Hail Deductibles of $1,000, $2,500 & $5,000
  • Writing Tier 2 & Inland with the ability to Write Tier 1 in GA, SC, & NC as long as 3 Miles off Waterways and Coast
  • Up to 3 losses within the last 3 years. No Severity Restrictions
  • PC 1-8
  • No Age of Home Restrictions
  • LLCs and Trusts Accepted
  • Bankruptcy Allowed
  • Cancelled, Declined and Non-Renewal All Eligible
    Coastal Tier 1 Territories
    Guidelines
    How to Quote
    How to Request Bind

  • No distance to coast restrictions
  • Coverage A from $100k to $2 Million
  • Primary, Secondary & Seasonal (as HO3), and Tennant Occupancies (HO3T)
  • AOP Deductibles of $1,000, $2,500 & $5,000
  • Wind/Hail coverage matches AOP Deductible
  • Separate Named Storm Deductible (2% Available)
  • Up to 2 losses within the last 3 years, total not to exceed $20,000
  • PC 1-8
  • 1945 and newer homes
  • Cancelled, Declined and Non-Renewal All Eligible
  • LLCs and Trusts Accepted
  • No Bankruptcy